Bangko ng Kabuhayan

Rural Bank Act

In June 1952, under the leadership of Senator Eulogio “Amang” Rodriguez, Sr., the Philippine Congress enacted the Rural Bank Act (RA 720) and signed it into law by President Elpidio Quirino. This law paved the way for the establishment of rural banks, which aimed to provide financial assistance to small business owners outside the cities and not served by regular banks.

By virtue of RA 720, the Bank of Livelihoods was established as Rodriguez Rural Bank on November 12, 1952. It was the first rural bank in the Philippines. Its first office was opened on December 11, 1952.

Our Mission

To catalyze the viability and growth of small businesses by way of reasonably structured loans that are responsive to their enterprise life cycle and to uphold the trust and confidence of investors of institutional lenders and of depositors in financing the Bank’s credit granting operations for small enterprises.

Our Vision

By 2027, Bangko ng Kabuhayan shall be top of mind among small entrepreneurs in Southern and Central Luzon and in National Capital Region for funding their growth.

Bank of the Economy

Management Team

Department Heads

Seated from left to right: Ma. Luna E. Cacanando President/Ceo; Theresa S. Datinguinoo VP for HR/Admin; Standing from left to right : Danica M. Panopio Internal Auditor; Shy Jean W. Castor Head of Systems & Methods/IT and OIC for Loan Recovery; Joy Ann C. Martin Supervisor of Credit Support; Manuel I. Inserto VP and Treasurer; Shine Lymiele F. Mariano Head of Accounting; Creniza L. Calma Acting Lead Area Head; Jennifer E. Valcarcel AVP for Compliance; Jackielou H. Garachico Treasury Officer.

Office of President/CEO and Systems and Methos/IT Unit

Seated from left to right: Ma. Luna E. Cacanando President/Ceo; Shy Jean W. Castor Head of Systems & Methods/IT and OIC for Loan Recovery; Morel Dei G. Falgui Technical Assistant/Legal Officer; Junalyn M. Redubla Secretary to the President/CEO; Standing from right: Faisal A. De Guzman IT Specialist.

Board Support Units

Seated in the middle: Jennifer E. Valcarcel AVP/Chief Compliance Officer;
Standing from right to left: Cristina T. Razonabe Compliance Specialist;
Danica M. Panopio Audit Head.

HR and Admin Unit

Standing from left to right: Adrian L. Alim Utility Staff/Messenger; Christopher D. Solis Utility Staff/Messenger; Pier Angeli M. Sandoval HR Associate; Seated in right side: Theresa S. Datinguinoo VP for HR/Admin.

Accounting Unit

Standing from left to right: Mariel S. Jovero Accounting Assistant;
Jesilyn D. Dula Accounting Assistant;
Seated in the middle: Shine Lymiele B. Factor Accounting Head.

Credit Support Unit

Standing from left to right: Aldrin P. Asuncion Credit Review Officer;
Francisco V. Niebres CI Appraiser; Jandil Gleen E. Gaspar Loan Documentation Assistant; Darwin A. Castro Collection Officer;
Seated from right side: Joy Ann C. Martin Supervisor for CSU.

Cavite Lending Team

Standing from left to right: Junie M. Dalan Aread Head – Metro South;
Marlyn F. Pagaduan Account Officer; Catherine T. De Quiroz Account Officer;
Lutgarda C. Rico CI Appraiser.

Application in development