From Our Happy Customers
Mr. and Mrs. Patal
Grocery Owner and Rice Dealer
“Bangko ng Kabuhayan has greatly contributed to the growth of our business. We started with a grocery store and now, we also have a rice retail/wholesale business. In addition, we were able to acquire a vehicle that we use for our business, enabling us to meet our client’s needs more efficiently. Thank you, Bangko ng Kabuhayan.”
Joan Santos
NJOY Catering Service
We continue to be grateful to the Bank of Kabuhayan, for their continued support to our business despite the pandemic. Covid-19 has not been an obstacle in providing good service to our clients. Covid-19 is no joke, many employees have lost their jobs, many businesses have gone bankrupt and closed, but NJOY Catering Services continues to fight and is even stronger in the challenges of life. Once again, thank you very much Bank of Kabuhayan! You have not abandoned us in our fight.
Patrick Perez
Jenrick Mini Mart Owner
I really didn’t think Bangko ng Kabuhayan could help me achieve the business that I absolutely wanted. A grocery store is my business choice because food is one of the basic needs in everyday life. Before having the general merchandise, we used to buy and sell properties from Pag-ibig and one of them was used for our grocery store. With the help of Bangko ng Kabuhayan, I was able to buy properties at Banker’s Village to open an additional branch and room rentals. Thank you so much Bangko ng Kabuhayan for doing a great job !
I never thought that the Bank of Kabuhayan would help us fulfill our plan to build a business. Our desired business was a grocery store because food is one of the most basic human needs. The Bank of Kabuhayan improved our lives because it was our partner in growing our business. We had support and additional investment in our products. It also helped a lot, especially for entrepreneurs like me who need additional investment for their growth.
I continue to patronize Bangko ng Kabuhayan because the service is good, the interest is right, and it also gives me guidance to continue growing our business. Thank you very much, Bangko ng Kabuhayan!
Rhoda Garcia
Sari-sari store owner
I can’t believe how far our business has come after Bangko ng Kabuhayan lent us additional capital and at the same time we were able to save more. At first, we tried borrowing from other informal sources but because of the high interest, we weren’t able to save money. With Bangko ng Kabuhayan, I have been able to acquire more assets to help my business grow and that’s why until now, despite the pandemic, I still continue to renew my loan with Bangko ng Kabuhayan. I am very thankful for the ways the Bank has supported our business and for trusting me as one of your clients also. Great job, BnK!
The Bank of Life has helped our business a lot. At first, we tried to borrow additional capital in other ways but because of the high interest rates, we didn’t save that much. But since we tried the Bank of Life, the business we founded has become more meaningful. Even though we have debt, a percentage of the payment still goes into our own savings account. This is also one of the reasons why we were able to fund assets that we can use to further grow our business.
Until now, even with the pandemic, I still continue to renew my loan with the Bank of Kabuhayan because it helps ordinary people like us to have a comfortable life. Keep up the good work, Bank of Kabuhayan!
MYRJIM LEE
JIM-MYR ENTERPRISES
I would like to express my deepest gratitude to Bangko ng Kabuhayan (A Rural Bank) Inc. for their invaluable support and for being a good partner in my growing hollow blocks manufacturing business located in Kalawaan, Pasig City. It was in October 2019 when BNK granted my first business loan amounting to P500,000.00, which was utilized for the acquisition of additional raw materials and equipment. Because of BNK’s high-quality service, minimal requirements, competitive interest/term, and hassle-free processing, I decided to maintain my loan with them and now I have been given a P700,000.00 maximum loan amount! Indeed, BNK is the best business loan company for most businesses! That’s because Bangko ng Kabuhayan is more like a loan matchmaker than a lender, which is great news to all entrepreneurs.
The Bank of Livelihoods has helped me a lot because it has increased the production of my business and I have been able to meet the needs of my clients. I have been able to replace the old equipment for making hollow blocks and add staff. Our lives and business have also improved because of the additional capital and equipment that has been invested, so we have been able to increase our new clients even more because of the smooth operation and service we provide. Apart from this, I have also been able to meet the needs of my staff in the midst of poverty especially now that there is a pandemic.
And because of the good performance of my business, I was able to build a new office for smooth transactions with my old and new clients. Good service and fair interest are just some of the reasons why I continue to patronize Bangko ng Kabuhayan. BNK has not only been a “financier” for us but also provides guidance on how to make our business run smoothly. Thank you very much, Bangko ng Kabuhayan!
Sonny Parra
S. Parra Trading & Services
We are very thankful to Bangko ng Kabuhayan because they have had a big role in the growth of our business. We sell tires and car accessories, and they were able to support our business needs to sustain our good service to our clients. We are very satisfied with the service of the bank when processing the loan. Thank you for the trust, Bangko ng Kabuhayan. More power and God bless!
I started taking a loan from the Bank of Kabuhayan in 2018 for Php500,000.00 which was a great help to us and the business because we had support and additional investment in our products. The Bank improved our lives because it was my partner in growing our business; it also made it easier for us to pay because apart from the low interest, we were able to save money along with what I paid every month.
We continue to patronize your product because the service is good and we have gained a business partner in business, in the field of supporting our revolving capital. Thank you very much, Bank of Kabuhayan. May you help more people like us who want to progress and we hope that our good partnership will continue.
Mr. and Mrs. Nelwin and Nerissa Manansala
Neima Roofing Services
We would like to thank Bangko ng Kabuhayan (formerly Rodriguez Rural Bank Inc.) for their continued support and being a good partner in our rising and growing Roofing Business. It was 2016, when BNK granted our first business loan amounting to Php 150,000 which was utilized for the acquisition of additional raw materials and equipment. Because of their high-quality service, minimal requirements, competitive interest / term and hassle-free processing, we decided to maintain our loan and now we are given a 1-Million maximum loan amount! For more than four years with BNK, we’re happy that we were able to buy two real estate properties in San Mateo, Rizal and an additional service truck for our roofing business. So far, we are also planning to expand our business in the Rizal province. We’re lucky to have BNK. Thank you and more power!
The Bank of Commerce has been a great help in the growth of our business. We have been able to receive payment for materials from our clients quickly and our inventory has increased. We have also been able to purchase additional trucks for faster business processes and have been able to repair machinery for daily operations.
Our new clients have increased due to the smooth operation we have been able to provide due to sufficient capital and equipment. Due to the good performance of our business for almost four years, we have been able to purchase two plots of land in Rizal and continue to renovate our house in Pampanga. We are able to provide for the needs of our family in daily life and fulfill our small dreams.
Because of the good service and the right interest, we continue to support Bangko ng Kabuhayan. Bangko ng Kabuhayan has not only been a part of us as a financier, but also provides guidance on how to run our business smoothly.
Rosalina Sadiwa
Sewing Shop Owner/Entrepreneur
I can say that through the help of Bangko ng Kabuhayan, I was able to buy additional sewing equipment: from 7 we now have 30 sewing machines. As a result, our production increased and became more profitable. We were also able to put up a 3-storey building – 1st floor is for garments, next is our soon-to-be computer shop, and the 3rd floor serves as our home. I also acquired 5 lots located in Montalban, Rizal. I thank Bangko ng Kabuhayan for giving me this kind of opportunity.
I started taking loans from the Bank of Life in 2011. We are a sub-contractor of a large T-shirt company called Artwork. They have branches in the mall where we receive purchase orders. They provide the fabric and design, while I take care of the machines, workers, and other materials to be used. With the help of the loan granted to us by the Bank of Life, I am able to purchase the materials needed, additional machines, and I am able to pay my seamstresses well.
I continue to enjoy your products and services because you have been of great help to us. I am in the 16th Cycle of Micro Loan and now I am in the 3rd cycle of MicroPlus-S for PhP200,000-PhP300,000. With the loan I received, we were able to buy machines which used to be only 7 but now we have 30 units. I was also able to build a 3-story building. Here I used the other loan I received from the Bank of Kabuhayan and I also bought 5 lots in Montalban.
Prince Crenjel S. Bautista
Prince Wholesale & Retail Cooking Oil
Bangko ng Kabuhayan (formerly Rodriguez Rural Bank, Inc.) did a great job in our growing business of Prince Wholesale and Retail Cooking Oil. We now have 3 branches: Tri-Star Agora, New Antipolo Market, and Sto. Niño, and have been operating for the past four years. Because of the funds lent by Bangko ng Kabuhayan, we were able to also buy a van for our business and two tricycles with the franchise, giving us another source of income, other personal vehicles, and personal savings. Also, I am happy that I was able to buy a piece of land in Payong, Antipolo with my current loan and on the next renewal, my apartment. All of this I could not have done without the help of the Bank. Thank you, and I am truly grateful to be in partnership with Bangko ng Kabuhayan.
I started with Bangko ng Kabuhayan in 2015 with P70,000.00 until my renewal continued. Bangko ng Kabuhayan is easy to talk to, the interest rate is low, and besides that, I was able to save without even realizing it. This helped me a lot in times of need, because due to the demand of my clients, I was immediately given additional capital. Our life and business improved because I was able to buy a van and tricycles that I use to deliver my goods, and besides this, I also got a new job and my own vehicle. I hope for the continued good relationship between us and Bangko ng Kabuhayan.
Joan Santos
NJOY Catering Services
With the help of the business loan from Bangko ng Kabuhayan, I turned my dreams into reality. It led to a lot of opportunities like meeting people and expanding the business. With low interest rate, good payment terms, and only minimal requirements, my business surely grew and helped me achieve my goals as an entrepreneur. Thank you Bangko Ng Kabuhayan and more power.
In 2011, I started taking out a loan from Banco Rodriguez, now known as Bangko ng Kabuhayan, and I used to have a small Carenderia in front of Dulong Bayan Elementary School. The money I borrowed helped me a lot because I was able to use additional capital in my business and my weekly payments became easier because of the low interest rate offered by Bangko ng Kabuhayan and it also comes with Insurance that will protect me and my business.
I continue to enjoy your service because of your fast loan processing and also because of your new product that is monthly payment which has made my obligation easier. Currently, I have entered into a new business where we serve lunch and dinner at the Quantrics Call Center inside SM San Mateo which according to the company from 300 employees will become 1000 before the end of the year so I will continue to enjoy your service.
I use all the money I received from the Bank of Life in my business, which is why in 2013 I was able to set up Catering Services, known as NJOY Catering Services. I was able to purchase catering equipment, 6 Delivery Vans, hired 11 employees and 50 on call. I also have a Business Page on Facebook with 27,000 followers, so I was able to cater 6 to 7 events a day, and because of my hard work and perseverance, we were able to build a new house and purchase vehicles.
Mary Ann D. Urgello
Aprildake Softdrinks Dealer
We might not go this far if Bangko ng Kabuhayan did not support us. The opportunity given by the bank helped our small business grow and fortunately increased our stocks inventory. With perseverance and a good understanding of the business, we earned more clients and loyal retailers, making our business become better. And, here we are, 8 years later, still in partnership with Bangko ng Kabuhayan, we were able to acquire three units of Truck use for our business and properties located at Baras, Rizal.
